Florida Real Estate Blog

Home Insurance companies make the rules and some of them require a 4 point inspection there is no rhyme or reason for the requirement so please check with your insurance company and just as we do with Lenders we recommend you check with at least three. Make sure you give them the exact coverage you desire so the quotes will be apples to apples.

So back to the 4 point. It is an inspection of 4 different parts of your home to be. They are 1. Electrical, 2. Roof, 3 Plumbing 4 Air Conditioning and Heating Plant. If you know that your insurance company requires it and you negotiate it up front with your home inspector the fee will be less than $100. If you call them the next day to generate the same report the fee jumps up. So check with your insurance company before you order your inspections. Yes that means the first 5 days after a seller has accepted your offer. You must secure your insurance, secure your inspections(all of them) secure your loan application (make sure they have all the documents they need). Yep a very busy 5 days but it will be worth it.