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Our contract to purchase has a number of timelines that we must accomplish specific action items within, we will list them here along with some additional TO DO's. These should all be accomplished in the first 5 days after the seller has accepted our offer.

1. Provide your lender with a copy of the completed contract.

2. Complete all the forms the lender requires and supply them with all the documents they request within 3 days.

3. Contact Home Insurance Companies and identify who you want to do business with. Your lender will require that you prepay a year in advance. We recommend that you do this in the first 5 days as Hurricane season can Freeze insurance policy generation and delay closings.  They may require a 4 Point Inspection (see the Blog) make sure of this before you order your inspections (they can provide it to you) but you must ask. 

4. Contact and schedule a Home Inspection, Termite inspection and any other inspection you and your lender may require (some require and we recommend a Septic inspection). Do you need a 4 Point?

5. Assure your Escrow deposit has been turned in within the time limit on the contract. Call us if you are unsure of that time frame 407-718-0984.

6. Review all inspection reports, define and priorities repairs needed, discuss with us within 24 hours after the report has been delivered to you. Remember the seller is not required to do all repairs.

7. Your lender should provide you with a Good Faith Estimate of all the fees you will have in your closing within 2 days after you provide them with the contract. (very important so you understand all your closing costs we suggest getting a second opinon from another lender).

8. So what happens if the house does not appraise? All parties have options.

Options are:

1. Seller or Buyer can walk away.

2. Seller and Buyer can come to an agreement on a new Sales Price (usually the apparised price).

3. Buyer can purchase the home at the agreed upon price if they have enough down payment.

We are a team of Real Estate Professionals dedicated to your success. If you feel we have served you well we request that you would provide us with a short email detailing how our service has help you during this very important event in your life. This a very important communications for us to provide to future clients like yourself who may be wondering if we will stay with them during this entire event.

We also count on you to share our name, phone, web site and email with any friend family member or fellow worker who is looking to buy or sell Real Estate in the next six months.

If we have a Home Owners association do we have a copy of their Restrictions?  Do they require approval?