Florida Real Estate Blog

Good article today in the Orlando Sentinel by Anika Myers Palm. If you suffered any storm damage review your insurance policy to make sure you are covered. Wind related damage is covered where rising water is not unless you have a separate National Flood Insurance policy.

Next start the claims process quickly.

If its safe to go back into your home take photos of obvious damage and make a list of lost, destroyed or damaged items.

Make any minor repairs you can to protect your home from further damage.

Don’t discard anything until your insurer’s claims representative has had a chance to see the damage.

Get an independent repair estimate from a licensed contractor and beware of scam artists offering to do the work.

If you think your insurer isn’t handling your claim properly ask how the company handles disputes and follow those steps. Also consider contacting the Florida Insurance Consumer Advocates at fldfs.com/ica or 800=342-2762. Be safe and enjoy our beautiful State.