The new Hope for Homeowners bill will come into effect Oct 1 of this year but it has a few gates you must pass through. They are 1. must have purchased your home before January 1, 2008 2. Your monthly payment including interest, taxes and insurance must be over 31% of your income. But the biggest gate is the program is voluntary so your lender must be willing to participate.
Additional help can be found at ACORN counselors can help over the phone 877-33ACORN.
Consumer Credit Counseling Services 407-895-8886
HANDS Housing and Neighborhood Development Services of Central Florida 407-447-5686 or www.cflhands.org.
HopeNow.com goverment led alliance of lenders.
Under no circumstance do you move out of your home or let your home insurance expire. Both actions can cost you big time.
Remember
Call Ruddy when you're ready.
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